Classic car insurance.

For car people.By car people.

Chris Harris

Specialist cover in as little as 3 minutes.

  • United Kingdom United Kingdom
  • France France
  • Germany Germany
  • Italy Italy
  • Netherlands Netherlands
  • Portugal Portugal
  • Spain Spain
  • United States United States

Trustpilot

4.6/5

Excellent

Hassle free classic car insurance

We hate faffing with car insurance as much as you do. So as fellow enthusiasts, we built cover that fits classic car ownership.

So fast it's almost fun

Get a quick price

Pop in your reg and see an indicative price in seconds.

Indicative insurance price shown in seconds

Personalise your quote

A few quick questions and you have your personal quote.

Personalising a classic car insurance quote

Get on the road

Sorted. That yearly pain, gone before your coffee's cold.

Classic car on the road, covered

What am I covered for?

Proper cover means more than ticking the legal box. So every policy comes with these, as standard.

Cover is subject to terms, conditions and eligibility. A quote does not guarantee cover. Acceptance is subject to underwriter verification.

  • Accidental & malicious damage

    Protection against damage from accidents, vandalism, fire, theft, explosions and more — even attempted theft.

  • Spare parts & accessories

    Cover for parts and accessories up to 10% of your policy value, capped at £1,000 per item.

  • Replacement locks

    Lost or stolen keys? We'll cover replacement locks up to 10% of the vehicle's value, max £1,000 per claim.

  • Unlimited windscreen cover

    Unlimited repairs when you use an approved repairer.

  • Personal belongings

    Personal items inside the vehicle covered up to £500.

  • Multiple drivers

    Cover for up to four named drivers on one policy.

  • Legal protection

    Covers legal costs and damages arising from a covered accident or incident.

  • Show cover

    Your car is covered while on display at shows and events, at no extra cost.

  • Left-hand drive vehicles

    Your import is just as protected as the rest.

  • EU foreign use

    Drive across EU countries with included foreign use cover.

Protection at your fingertips.

Car & Classic insurance account showing policy details

Car & Classic Insurance isn't just about getting a quote easily. We're bringing classic insurance into the modern world, with full access to your policy and documents at any time through your Car & Classic account.

Don't just take Chris' word for it…

Trustpilot

4.6/5

Excellent

  • Gold 1983 BMW E30 316 parked on a gravel driveway

    So easy to insure my car

    “Really glad I insured my car here. Other sites were a pain, but this one's super easy and fast. Would definitely look at insuring more.”

    John Smith insured 1983 BMW E30 316 Manual

  • Black 1972 Porsche 911 2.4 parked on a gravel drive

    Best place to insure my car

    “Super happy that I managed to insure my car. I had trouble with other sites, but this one's the easiest and quickest to use.”

    Craig Williams insured 1972 Porsche 911 Classic 2.4 X

  • Black 1980 Mercedes 450 SEL W116 parked in a yard

    Quick and reliable car insurance

    “Insuring my car was a breeze! I received a cheap quote and insured. Will definitely use this platform again.”

    Mark Johnson insured 1980 Mercedes 450 SEL W116

  • Red 1992 Ferrari 348 TS parked beside a country road

    A hassle-free experience

    “I was pleasantly surprised by how easy it was to insure my car. The platform is user-friendly and the team was very helpful.”

    Emily Davis insured 1992 Ferrari 348 TS

Frequently asked questions

Who we insure and eligibility criteria

  • Drivers of post-1990s vehicles over the age of 30
  • Drivers of pre-1990s vehicles over the age of 25
  • Full UK licence holders of over 12 months and UK residents for over three years
  • Vehicles that are at least 25 years old and are only used occasionally for a limited number of miles

Why choose Car & Classic Insurance?

As Europe’s largest online marketplace for classic and specialist vehicles, we understand how enthusiasts buy, sell, value, and maintain their cars. This insight allows us to offer insurance that reflects real-world use — including limited mileage, agreed value options (on request), and flexible terms for everything from vintage icons to modern classics.

What you can expect

  • Policies tailored for classic and specialist use
  • Agreed value options using market insights from our platform
  • UK-based support from people who speak “vehicles”
  • Access for left-hand drive, imports, kit (subject to underwriting)

What vehicles are covered?

We cover vehicles in the UK that are at least 25 years old or more.

Is it possible to buy cover 24/7?

Our online portal allows cover to be purchased 24/7 365 days a year. If you are unable to purchase a policy online, our UK dedicated team are available on +442080641544 Monday to Friday, 9am to 5pm (excl. Weekends and Bank Holidays).

What’s included in my policy?

Every Car & Classic Insurance policy comes with…

  • Loss or damage as a result of accidental damage, malicious damage and vandalism, fire, self-ignition, lightning, or explosion, and theft or attempted theft
  • Show cover included as standard
  • Spare parts and accessories up to 10% of the policy up to £1000 for any individual part
  • Replacement locks up to 10% of vehicle’s market or agreed value up to £1000 for a single incident
  • Unlimited windscreen cover when using approved repairer.
  • Personal belongings cover up to £500
  • Up to four named drivers
  • Left-hand drive vehicles
  • Legal costs and damages as a result of an accident or an incident which occurs which is covered by the policy
  • Foreign use in EU countries
View all FAQ's

Can't find your answer?

Our friendly team is ready to assist you with any questions about classic car insurance.

Send us a message

Other ways to reach us

Opening hours

Monday - Friday
09:00 - 17:00

Excl. Bank Holidays